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2018 is Built For Home Sellers!

Are you looking to sell your home in 2018? If not, have you considered it? Real estate analysts say maybe you should! Experts predict that the supply of houses will not be able to keep up with the demand, and Florida looks to be particularly strong, with both current residents and incomers looking for new home inventory, which remains tight.

Spring Into Florida Real Estate!

In the real estate market, springtime is the busiest time of the year for home sales. Given this year’s stable economy and low unemployment rate, the spring of 2018 has the potential to be particularly active, especially in certain promising markets, such as Florida.  USA Today recently listed Florida in the top three housing markets likely to get stronger in 2018. It remains one of the best places to invest, as the sunshine state is a perennially popular destination for tourists and permanent residents alike. Warm weather, reasonable cost of living, employment opportunities and a high quality of life are the main attractions in Florida.

Can You Sell Your Home Yourself?

Whether you choose to sell your home on your own, or contract the services of a professional, getting to the closing table as a home seller is not always a simple or smooth process. Whichever path you choose, there are pitfalls which can be avoided with care, and here we will explore some of the possible risks and ways to protect yourself.

Calculate Your Mortgage, The Easy Way!

Congratulations, you’ve found your dream home! This means it’s time to start the mortgage process. If you feel overwhelmed and confused by all the terms, jargon and numbers, don’t worry because you’re certainly not alone. Getting a mortgage can be a complicated process, made worse by all the unfamiliar terminology your mortgage lender might use. For many it can seem like a foreign language, and home buyers are frequently surprised by the final numbers because they don’t understand the mortgage calculation process.

What Sells a Home in 2018?

Springtime is coming! For many that means the advent of warmer weather, gardening, and spring cleaning. But for those who are trying to sell a home, it can mean an influx of new buyers who are ready to make a move. Whether your house has been on the market for a while or you are just now preparing to put it up for sale, we have some tips that can help make 2018 the year you sell your home.

House for Sale, Nice and...Loud?

A word you often see in real estate listings is “quiet”. Quiet neighborhood, quiet street, quiet area…quiet seems to have a great deal of appeal in the world of home buying. What if your house doesn’t have that attribute? A home on a busy street may seem like a tough sell, but there are actually some upsides and ways you can make your home’s bustling location work for you.

The Best Defense Is…A Good Title Professional?

If you’re in the market for a new home this year, it’s more important than ever to watch out for so called “phishing” scams. These information gathering scams target homebuyers who are nearing the closing date on their mortgage loans. Fraudsters attempt to steal the homebuyer’s closing funds, such as their down payment or closing costs, by sending the homebuyer an email posing as the homebuyer’s real estate agent or settlement agent (title company, escrow officer, or attorney). The email falsely claims there has been a last minute change in the closing process, usually a change in the wiring instructions. It instructs the homebuyer to wire or otherwise electronically transmit the closing funds to an account that looks legitimate, but that the scammers control. 

Why Should I Care About Lien Waivers?

Buying a home went from a dream to a nightmare for a Wisconsin couple, after a contractor claimed the previous owner didn't pay him for his work. Mere weeks after moving in, the new owners found a note on the door of their home from a contractor claiming the previous owner hadn’t paid for work done on the house. The letter notified them that the contractor was putting a lien on the property for $27,000, which could mean the new owners are on the hook for that money.

Online Closing Crime is on The Rise…Protect Yourself!

In light of the hacking and cyber-heists we saw in 2017, you have probably taken some precautions with your own data. Password changes, updated security measures, keeping a closer eye on your credit reports. But if you're buying a home and heading to the final closing, you may be more vulnerable than you think to the fastest-growing form of real estate cybercrime in the United States, thefts of home purchase money sent by wire to complete real estate transactions. 

Ten Years After the Mortgage Crisis…What Have We Learned?

Subprime crisis. Securities collapse. Foreclosure rates soaring. In 2008, the real estate market could hardly have been in a worse condition. The fallout from the previous decade of so-called NINJA loans (no income, no assets, no job) and mortgages which required no principal payments hitting the wall of suddenly higher payments on adjustable rate mortgages, especially at a time when many mortgagees were losing their jobs, created a ripple effect throughout the US economy.