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For Homebuyers: A Guide to Title Insurance

What is Title Insurance? That depends on who you are.

Seven Reasons Why Every Homebuyer Needs Owner's Title Insurance

Buying a home is an exciting and emotional time for many people. To help you buy your home with more confidence, make sure you get owner's title insurance.

SETCO is Prepared for Growth in the Real Estate Industry!

The Mortgage Bankers Association estimates a 4.2 percent increase in mortgage originations from 2018 to 2019. In addition to that, the refinance originations are expected to decrease by 12.4 percent to $395 billion. Overall, in 2019 there is predicted to be a significant decrease in mortgage originations from $1.64 trillion to $1.63 trillion. Setco is prepared to handle these changes with stride. These estimates allow us to be sure that we properly handle our client's closings to make it the best and easiest process of their lives. 

Changing of Seasons Can be Good for Closing on Houses

Although people usually sell their houses in the spring or summer, it has recently been discovered that selling your home in the winter could be a better time to do it. Could the idea that it is harder to sell real estate in the winter be a myth? Emil Hartoonian, a managing partner of The Agency in California, says so. Setco is dedicated to helping our clients with their closings, whether it be in the summer or winter.

Why You Should Choose SETCO Services for All of Your Closing Needs

Recently in the U.S., there was an outsize jump in apartment building, which caused there to be a moderate rise in U.S. housing starts. These housing starts increased by 9.2% in the month of August. With housing starts being on the rise, it is essential to find a trusted company that makes closing easy for you. At SETCO we train our team to know how to make closings easy and stress-free for our clients.

Updates from the Title Industry

The title industry is a growing industry, with record-breaking revenue being produced lately. Along with that, the merger and acquisition (M&A) trend is becoming popular in recent months as well. According to Deloitte, a major accounting organization, deal flow will increase in the next 12 months. Deloitte also said that financial services rank high as an industry likely to experience convergence. A significant reason behind M&A deals is the desire to acquire technology assets.

How to Arm Yourself Against the Ever-Growing Issue of Wire Fraud

Wire fraud in real estate is a fast-growing crime that is becoming more and more common every year. In 2017 alone, there was a reported $56 million in losses and 9,600 victims just from wire fraud in real estate deals. Here at Setco, we are dedicated to protecting our clients from wire fraud and any other cyber threats. We like to keep our clients aware of cyber crimes so that they can take the proper steps to protect themselves against these vicious crimes such as wire fraud.

Multiple Listing Service - What's Mine?

As the top Title and Escrow Company in Northwest Florida, SETCO Services is dedicated to helping clients have the best experience possible when closing on a house. Our staff knows the ins and outs of title and escrow so that you do not have to.

HUD/Census Bureau Releases Limited 2017 AHS Data

The U.S. Census Bureau and the Department of Housing and Urban Development released summary tables and microdata this week from the 2017 American Housing Survey. Commonly referred to as the AHS, this survey is a biennial look at in-depth information across many aspects of housing in the United States. 

Increase Curb Appeal on the Cheap

Author J. K. Rowling says “A good first impression can work wonders.” Robert Cheese, athlete and motivational speaker is fond of saying "Go out of your way to make an outstanding first impression.” When you are trying to sell your home, you want to work wonders with the curbside appeal of your home, because if it looks outstanding when the potential buyers pull up, your chances of making a sale just went way up.