SETCO is Ready to Help Clients of All Ages With Closings

Most people believe their first home should be bought when they are young and new to the adult world. In reality, it is very common for people to purchase their first home later in life when they are more financially stable, or ready to make the move from renting to owning. Whatever the reason may be, SETCO’s Title Professionals are more than prepared to help our clients of all ages navigate their first closing.

SETCO is Prepared for Growth in the Real Estate Industry!

The Mortgage Bankers Association estimates a 4.2 percent increase in mortgage originations from 2018 to 2019. In addition to that, the refinance originations are expected to decrease by 12.4 percent to $395 billion. Overall, in 2019 there is predicted to be a significant decrease in mortgage originations from $1.64 trillion to $1.63 trillion. Setco is prepared to handle these changes with stride. These estimates allow us to be sure that we properly handle our client's closings to make it the best and easiest process of their lives. 

Why You Should Choose SETCO Services for All of Your Closing Needs

Recently in the U.S., there was an outsize jump in apartment building, which caused there to be a moderate rise in U.S. housing starts. These housing starts increased by 9.2% in the month of August. With housing starts being on the rise, it is essential to find a trusted company that makes closing easy for you. At SETCO we train our team to know how to make closings easy and stress-free for our clients.

Multiple Listing Service - What's Mine?

As the top Title and Escrow Company in Northwest Florida, SETCO Services is dedicated to helping clients have the best experience possible when closing on a house. Our staff knows the ins and outs of title and escrow so that you do not have to.

HUD/Census Bureau Releases Limited 2017 AHS Data

The U.S. Census Bureau and the Department of Housing and Urban Development released summary tables and microdata this week from the 2017 American Housing Survey. Commonly referred to as the AHS, this survey is a biennial look at in-depth information across many aspects of housing in the United States. 

Realtors and Title Insurance: Guiding Your Buyers to Safety

As a realtor, you are a trusted navigator for your client, the homebuyer, steering them through the often rough and rocky path to home ownership. As you move toward the closing table, your buyers may have a lot of questions about the requirements for securing mortgage loan approval and getting through the pile of documents that stand between them and the front door of their new home.

Can You Sell Your Home Yourself?

Whether you choose to sell your home on your own, or contract the services of a professional, getting to the closing table as a home seller is not always a simple or smooth process. Whichever path you choose, there are pitfalls which can be avoided with care, and here we will explore some of the possible risks and ways to protect yourself.

Calculate Your Mortgage, The Easy Way!

Congratulations, you’ve found your dream home! This means it’s time to start the mortgage process. If you feel overwhelmed and confused by all the terms, jargon and numbers, don’t worry because you’re certainly not alone. Getting a mortgage can be a complicated process, made worse by all the unfamiliar terminology your mortgage lender might use. For many it can seem like a foreign language, and home buyers are frequently surprised by the final numbers because they don’t understand the mortgage calculation process.

What Sells a Home in 2018?

Springtime is coming! For many that means the advent of warmer weather, gardening, and spring cleaning. But for those who are trying to sell a home, it can mean an influx of new buyers who are ready to make a move. Whether your house has been on the market for a while or you are just now preparing to put it up for sale, we have some tips that can help make 2018 the year you sell your home.

Ten Years After the Mortgage Crisis…What Have We Learned?

Subprime crisis. Securities collapse. Foreclosure rates soaring. In 2008, the real estate market could hardly have been in a worse condition. The fallout from the previous decade of so-called NINJA loans (no income, no assets, no job) and mortgages which required no principal payments hitting the wall of suddenly higher payments on adjustable rate mortgages, especially at a time when many mortgagees were losing their jobs, created a ripple effect throughout the US economy.